What's My Social Security Full Retirement Age?

The year you were born determines when you become eligible for your Social Security full retirement age benefit. Use our calculator to determine your full retirement age.

Close up of social security application with calculator and pen
(Image credit: Getty Images)

Waiting until your Social Security full retirement age (FRA) to start taking benefits can have a big financial payoff. Any delay in taking your Social Security benefits will increase your monthly check for the rest of your life. Your check will get a bump up for every month you don't collect benefits up to the age of 70. 

Social Security full retirement age explained

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Senior Retirement Editor, Kiplinger.com

Jackie Stewart is the senior retirement editor for Kiplinger.com and the senior editor for Kiplinger's Retirement Report. 

With contributions from