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Getting the most out of Social Security is anything but simple. As you near retirement, the decisions you make could have a significant impact on the amount of money you receive, and some of these choices are irrevocable. You’ll need to move carefully to maximize your income stream. Start with our beginner's guide to maximizing your Social Security benefits, then work your way through our other Social Security features, guides and news stories.
Latest
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Goals-Based Retirement Planning Is All About You
Instead of focusing on arbitrary market returns, in goals-based planning you focus on your personal needs and wants for your retirement.
By Cosmo P. DeStefano Published
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10 Riskiest Places to Give Your Social Security Number
social security Here's how to lower the chances of your number falling into the wrong hands — and what to do if it does.
By Cameron Huddleston Last updated
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Boost Your Social Security Benefit Every Month You Delay
social security You don't need to wait an entire year beyond your full retirement age to earn delayed retirement credits.
By Kimberly Lankford Last updated
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Six Questions to Ask Before Taking Social Security
Ask these six questions before taking Social Security if you're trying to figure out the right timing.
By Coryanne Hicks Published
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The Social Security Conundrum: Take It Now, or Wait Till 70?
Yes, delaying Social Security means a bigger benefit. But when deciding whether it's worth the wait, take stock of these pros and cons. You might be surprised.
By Antwone Harris, MBA, CFP® Published
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Tap an IRA Early, Delay Social Security
social security This strategy could lower your lifetime tax bite, let you collect higher benefits and extend the longevity of your portfolio.
By Susan B. Garland Last updated
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16 Retirement Mistakes You Will Regret Forever
retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt Last updated
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How IRAs Impact Social Security
Do your traditional IRA distributions count as income that could lower your social security benefits? It depends.
By Tom Taulli Published
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Social Security and Your Taxes: Five Things to Know
Social Security The Social Security COLA is just one aspect of your benefits that can impact your taxes.
By Kelley R. Taylor Last updated
Social Security